Pecuniarities

As an artist I am always eager for the creative challenges provided by frugal living and the quest for unconventional solutions. I view limited means and materials as a criteria or assignment and constantly ponder over the possible uses and adaptations of old, broken, or left-over items. My sister and I have always viewed saving [...]

Divide and Conquer
There is a skill called sight-reading. Sight-reading is the act of playing a piece of music through without having practiced it beforehand. We usually sight-read a piece when considering whether to learn it or when it is first assigned to us by an instructor. Some people continue to sight-read a piece indefinitely without [...]

If you make money working on your own, such as blogging with Google AdSense, Amazon Associates, etc., you will very likely have received a Form 1099-MISC for miscellaneous income by the beginning of February. And you will need to file and pay self-employment tax.

The first year I had to file self-employment tax, I was completely [...]

We were first introduced to open source software in 2005 by a cousin who works in the computer industry. He told us there was a group of people who believed that computer software should be available to anyone who wanted or needed it to freely use, develop and share, and that people had developed [...]

In modern times where the spending of money is oftentimes equated with power and status, the word “frugal” or “frugality” seems to carry an almost negative connotation and be associated with stinginess or miserliness (if you look it up in a thesaurus). However, if we go back to the actual definition and etymology (origins) [...]

Not all our book recommendations are about finance and frugality (in fact most of them won’t be), but we thought this a good time and a good series kick off our book recommendations. The Shopaholic books by Sophie Kinsella and published by Random House are among my favorite light reading matter, and I have actually [...]