Pecuniarities

Tiny leaks and evaporation put a constant drain on your resources. As discussed in our previous post, From Pennies One Million Dollars Grow, a few cents saved here and there can add up to be a significant amount. Here we offer 101 suggestions for plugging expenditures in various aspects of your life - around the [...]

Original artwork by Madoline Hatter available on a variety of merchandise at Mozartini
As we learn in grade school science, everything on this Earth is composed of many smaller things, which in turn are composed of even smaller things, etc., etc., etc. The same principle applies to finance and fortune. I have often read or heard [...]

I have a lot of favorite movies (maybe because I’m indecisive and can’t just pick one favorite) and Fiddler On the Roof is definitely there in my top … 50. Yes, it is old, and some of it a little silly, but it is a classic and teaches some good lessons, all the while maintaining [...]

Madoline and I lived in Los Angeles (in the San Fernando Valley) for a year and a half, during which time we went through a shopaholic phase followed by a phase of extreme frugality (described in Our Family Financial History). When we decided to be frugal, I learned a lot about free and low cost [...]

I’ve seen several threads on forums where individuals in debt have posted a general plea for help in reducing their debt and most people simply respond by telling them to cut spending. But how to cut spending and decide what to cut and what not to cut? This is where you have to discern luxuries [...]

I have been a huge fan of libraries since I was in grade school. Being an avid reader, I would have gone bankrupt years ago had I had to purchase every single book I’ve ever read. Whenever we have moved to a new city, the first thing I always looked up even before moving there [...]